The Coronavirus Reality


Some are asking why their stimulus checks went to a direct deposit account at bank and not to their own account.

That’s because that person likely had a rapid refund done during their last tax filing period.

When you file for a rapid refund, you’re essentially getting a loan from a bank for that anticipated federal refund.

So, when your tax preparer uses that bank to get you that refund your actual refund from the federal government is then sent to that financial institution for reimbursement.

Now, because your refund is going back to the bank that fronted you the rapid refund, that is the last direct deposit account the federal government has on file for that taxpayer.

That’s why the IRS sent many stimulus checks to the banks that provided rapid refunds.

The bank in some instances sent your deposit back to the government because they weren’t prepared to distribute the money.

Ultimately, that means the IRS will eventually send you the money in the form of a paper check which could take until June.


Well if that’s the case is there anything we can do to change the DD information ? Bec every time I check on mine is says something in regards to undetermined at this time

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